Rates and Fees

PaydayLoans-Vancouver-WA.com is not a lender or a loan broker, and we do not decide on loans. Instead, we operate as a loan connection platform that links consumers seeking payday or small installment loans with lenders who might be able to help qualified applicants. Once you register on the PaydayLoans-Vancouver-WA.com website and are connected with a lender, that lender will present you with an offer that details the loan amount, applicable fees and APR, and the repayment terms.

It is important that you fully understand all aspects of the loan—including the consequences of making a late payment—before accepting any offer. You are under no obligation to accept the loan terms if you are not comfortable with them. Your commitment only begins once you have electronically “signed” for the loan, at which point your repayment will be automatically deducted from your bank account on the pre-scheduled due date.

If you do not repay the full loan amount, including all fees and interest charges, there may be consequences. Should you foresee any issues with repayment, please do not accept the loan. All repayment-related questions should be directed to your lender, as each lender we work with has its own set of rules and policies.

If the loan is not repaid on time, lenders typically may take actions such as turning your account over to a collection agency, reporting the delinquency to credit bureaus, offering a loan renewal (which can add extra fees and charges), and/or pursuing legal action. Late payments might also incur additional fees or lead to collection activities. Since every lender has distinct terms and conditions, please review their policies for further details, including their specific renewal policies.

For any questions or issues regarding your loan, please contact your lender directly. Remember, PaydayLoans-Vancouver-WA.com does not charge consumers for connecting them with lenders, so registering online is completely free!